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Hellow frinds lets understnad   What are flat and reducing interest rates? Interest is added to the principal to pay the lender. Different banks figure out loan interest rates in a similar way. The interest rate is usually shown as a yearly percentage of the loan. This is called the Annual Percentage Rate. Part of each EMI payment goes toward the loan's principal, and another part goes toward the loan's interest. Most loan interest rate agreements have EMIs that start out higher and get lower as the loan goes on. On the other hand, the EMI based on the principal amount is lower at the beginning of the term and goes up as the term goes on. There are different ways to figure out interest rates, and depending on which method you use, you might get the best rate for a personal loan. Flat interest Rate A flat interest rate is a loan rate that stays the same over the life of the loan. At the start of the loan period, the interest is calculated on the whole loan amount. The financial...

Hello friends just understand Below 👇  What next after the Rs. 2000 note is removed from circulation? - There will be a flood of deposits in the banks - Rates should go down as liquidity with the banks increase - FD rates will come down & so will the lending rates - Banks can become more credit friendly (lend more) - Demand for loans will also increase with lower rates - The entire ecosystem will benefit with the credit uptick. My view  - Positive for the economy Wise investing  Growth with learning Wiseinvesting.in

Hello Friends Being a trader & investor from long time  let me give you honest opinion Successful stock trading requires careful analysis, research, and a deep understanding of the market 1) Educate yourself: Take the time to learn about stock market fundamentals, technical analysis, and different investment strategies. This knowledge will help you make informed decisions 2) Develop a trading plan: Define your financial goals, risk tolerance, and investment  timeframe. 3) Having a well-defined plan will help you stay focused and disciplined 4) Conduct thorough research: Analyze the company's financial statements, market trends And news related to the stocks you are interested in. 5) Fundamental and technical analysis can help you identify potential investment opportunities 6) Diversify your portfolio: Spreading your investments across different stocks and sectors can help mitigate risk Diversification allows you to reduce the impact of any single investment on your overall...